reptilicas

Sharing Sharing Other People's Content or Ideas Affiliating Endorsing or Joining a New Power Community Adapting Remixing Other People's Content or Ideas Funding Affiliating with Money within a New Power Community Producing Creating or Delivering Content or Assets within a New Power Community Shaping Shaping or Producing the Norms of a New Power Community

1.  Superior position (defensive) 2.  Informal (network), self-organization 3.  Expertise, professional, specialization 4.  Maker culture "Do-it-Ourselves" ethic   5.  Short-term, conditional affiliation (more participation) "Feedback"

Actionable - The idea is designed to make you do something - something more than just admire, remember, and consume.  It has a call to action at its heart, beginning with sharing, but often going much further. Connected - The idea promotes a peer connection with people you care about or share values with.  Connected ideas being you closer to other people and makes you (feel) part of a like-minded community.  This sets off a network effect that spreads the idea further. Extensible - The idea can be easily customized, remixed, and shaped by the participant.  It is structured with a common stem that encourages its communities to alter and extend it.

Simple - simplicity is the key Unexpected - surprises you and makes you wan5 to know more Concrete - creates a clear mental picture for people Credible - uses statistics, expert endorsements, etc. Emotional - appeals to deep human instincts Stories - takes you on a journey that helps you see how an existing problem might change

Two different mindsets are doing battle in today's world. Old Power Values Formal (representative) governance, managerialism, institutionalism Competition, exclusivity, resource consolidation Confidentiality, discretion, separation between private and pubic spheres Expertise, professionalism, specialization Long-term affiliation and loyalty, less overall participation New Power Values Informal (networked) governance, opt-in decision-making, self-organization Collaboration, crowd wisdom, sharing, open-sourcing Radical transparency Maker culture, "do-it ourselves" ethic Short-term conditional affiliation, more overall participation

Certified financial planner David Rae of Los Angeles says he used to think that "anyone who could draw breath" could get an auto loan.  Then one of his millionaire clients tried to buy a car - and failed.  The 42-year-old client was turned down for a loan because he had no credit scores, Rae says. Nineteen million American adults are "unscorable," lacking enough recent credit history to generate credit scores, according to the Consumer Financial Protection  Bureau. They either have "thin" files, with too few accounts, or "stale" ones that haven't been updated in a while. Roughly 7 million of these people are what credit scoring company FICO calls "credit retired."  They no longer actively use credit, but their histories are free from charge-off, collections or other negative marks that might indicate that "their exit from the credit mainstream was involuntary," says Ethan Dornhelm, FICO's vice president for scores